Prime Gold Loans
“Prime Gold loan” to facilitate our customer To meet their short term requirements
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This loan shall be granted on the following purposes under priority sector. Industry / Business / Service activities/Consumption
Prime Gold Loan Scheme Details
term length
Six Months Only
Principal Repay Frequency
Half Yearly
PENAL INTEREST
3%
Type of Repayment
End of the Term
Interest Repay Frequency
Half Yearly
Processing Fee
1% with the Min of Rs.250/- only.
Quarterly and Closure Service Charges
Upto 25K – Rs.50/-
>25K – Rs.100/-.
Gold Appraiser Fee
Rs.2.00 per 1000/- with a minimum of Rs.40/-only.
RATE OF INTEREST
14.5 %
QUANTUM OF LOAN
Minimum Rs.5000/- Maximum Rs.01 Lakh. If the customer is the member then they can avail loan up to Rs.2 Lakh.
Rate of Advance
The rate of advance against gold ornaments is Rs.1950/- per gram of Sovereign touch gold (24 carats).